13:52 EST - Stress in the short-term funding market will be more widespread in this go-around of the debt-ceiling debate than the one in 2011, RBC says. With money-fund reform under way, these funds will likely play it safe in late-February if lawmakers still haven't agreed to increase the debt limit. RBC estimates the limit will be breached March 1, when a large social security payment goes out. Based on that timing, the bank expects money funds to start shying away from Feb 28 and March-dated bills and also see "massive use" of 7-day puts (a right dealers give 2a-7 funds to break repo agreements with seven days notice) starting Feb 21. As money funds back away from repo, and dealers become reluctant to provide term funding beyond Feb 28, we could see financing rates soar